Send money home for just 1%. Never more than $1USD.
You work hard for your money. More of it should reach your family.
With Pesito you pay 1% of what you send, never more than
$1USD,
and you see the fee and the exchange rate before you confirm.
We haven't launched yet, so this is our planned pricing. Your
exact fee and rate always appear in the app before you confirm,
and they may change before launch.
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$0between Pesito users in the same country (planned)
No markupon the FX rate from Pesito (planned)
This is planned launch pricing, not available yet. The final price
always appears in the app before you pay and may change before
launch, and only in one direction: down, not up. The
price we launch with is the price. Transfers are subject to
identity verification, corridor availability, limits, and
compliance review.
How it will work.
01
Pick your $PesitoID
It's your name inside Pesito, like your @username. Short, yours, and easy to share. You can claim it today. A claim reserves the name; identity verification confirms it at launch, and impersonating someone releases it.
02
Add money
The plan is to fund with a debit card or a bank transfer (ACH). Cash funding isn't planned. And identity checks are designed to finish before your money moves, never in the middle of a transfer. These are planned features, subject to change and regulatory approval.
03
Confirm with everything in view
Before every transfer you'll see the exchange rate, the exact fee, and exactly what your recipient gets. U.S. federal law requires it (the CFPB Remittance Transfer Rule), and we'd do it anyway. And when the money lands, the plan is that you see that too, not just a "sent" screen.
Signing up with a phone number works today. When transfers launch, the plan is bank cash-out via SPEI and, later, cash options in Mexico. These are planned features, subject to change and regulatory approval.
Sign up with a phone number
A US, Canadian, or Mexican number is all you need to claim your $PesitoID today. No credit check. No bank branch. Identity verification may be required before sending, once transfers launch.
Cash pickup (planned)
We're working toward cash pickup in Mexico. The goal: your family walks into their usual OXXO with an ID and a reference code, and walks out with pesos. This is a planned feature, not available yet.
Or straight to their bank (planned)
Prefer direct deposit? The plan is to support any Mexican bank account via SPEI: BBVA, Banorte, Santander, HSBC, Citibanamex, Azteca. SPEI is Mexico's interbank rail and runs 24/7.
Everything you want from your money.
This is what we're building: cash-out options, pesos, and dollars in one place. Pesito is pre-launch, so these are planned features, subject to change and regulatory approval.
Designed for fast delivery
Send to any $PesitoID or phone number. We're designing Pesito for fast delivery, with your exact fee and rate shown before you confirm.
Cash pickup at OXXO (planned)
The goal: recipients in Mexico pick up cash at a convenience store like OXXO with an ID and a reference code. This is a planned feature, not available yet.
Bank cash-out via SPEI (planned)
The plan: withdraw to any CLABE in Mexico. SPEI, the interbank rail, operates 24/7.
Pesos and dollars
One app for both currencies is the goal. We're building Pesito with no FX markup of our own: if a rate margin ever existed, it would appear as its own disclosed line, never hidden inside the rate.
PRODUCT PREVIEW · HOME
Your balance, at a glance.
Latest contacts, recent activity, and quick access to send or add money. This is the home screen we're building, shown here with demo data.
PRODUCT PREVIEW · PAY
The amount, as big as the decision.
A focused screen: the big number, a haptic keypad, and a slider to confirm. Paying should feel intentional, not accidental. Demo data shown.
PRODUCT PREVIEW · ACTIVITY
Every move, in context.
Filter by sent, received, or pending. Each row opens the full detail: date, reference, and what happened with your money. Demo data shown.
The price, no fine print.
PLANNED LAUNCH PRICING
1% of what you send. Never more than $1USD.
This is planned launch pricing, not available yet. The final
price always appears in the app before you pay and may change
before launch.
Sending from
$USD
$1$3,000
Pesito fee $1 cap
$1.00
What that is, as a share of your transfer
0.50%
Reference rate (mid-market)
1 USD = 17.53MXN
Your family would get
$3,488.47
Illustrative estimate using a reference exchange rate from
2026-07-10. Pesito is pre-launch:
your exact fee and rate are shown in the app before you confirm
and may change before launch.
Up to $100 you pay the 1%.
After that the fee stands still at $1USD
and its share of your transfer keeps falling.
Planned Pesito fee per international transfer
You send
Fee
Works out to
$25
$0.25
1.00%
$50
$0.50
1.00%
$100
$1.00cap reached
1.00%
$500
$1.00capped
0.20%
$2,000
$1.00capped
0.05%
$0 on transfers between Pesito users within the
same country (US→US or MX→MX), as planned. And
no FX markup from Pesito: if a rate margin ever
existed, it would appear as its own disclosed line, never hidden
inside the rate.
The fine print, at normal size.
The plan is simple: 1% of what you send on each international
transfer, capped at $1USD, for any supported amount
within app and legal limits. There is no subscription, setup fee,
inactivity fee, or minimum balance. We're building Pesito with no
exchange-rate markup: our reference is a mid-market rate average
at quote time, and if a rate margin ever existed it would appear
as its own disclosed line, never hidden inside the rate. Your
recipient's bank or cash-out location may charge its own fees,
and foreign taxes may apply. Pass-through operator fees, if any,
are shown before you confirm. Before every transfer you'll see
the rate, the exact fee, and what your recipient gets, as U.S.
federal law requires (CFPB Remittance Transfer Rule). Transfers
are subject to identity verification, corridor availability,
limits, and compliance review. Pesito plans to settle transfers
through
Puente Railway,
our own in-house financial infrastructure.
Why this price? See FAQ →
US → Mexico corridor example (demo data)
SECURITY
Your money and your data, under lock.
We're building Pesito with what-could-go-wrong in mind. Data is
encrypted in transit (TLS) and at rest by our cloud
infrastructure provider. The app is designed to unlock with Face
ID or fingerprint, with the PIN as the backup. And before every
transfer you'll see the exchange rate, the exact fee, and what
your recipient gets, as U.S. federal law requires (CFPB
Remittance Transfer Rule).
Identity verification
To keep transfers safe and meet compliance requirements, Pesito
may ask you to verify your identity before sending. Required
information may vary by country, state, transfer amount, and
partner requirements. We only ask for what we need to provide the
service, prevent fraud, and meet legal obligations. Your waitlist
or survey responses do not complete identity verification.
Designed for Face ID / fingerprint unlock
Encrypted in transit (TLS) and at rest by our cloud infrastructure provider
Rate, fee, and amount received shown before every confirm
Identity verification may be required before sending
User funds will be held in custody at licensed financial institutions (planned)
TRUST
Things you can check, not just take our word for.
Every item below is either verifiable today or required of us by law. None of it is a decorative badge.
Encrypted end to end of the wire
Your data travels encrypted in transit (TLS) and is encrypted at rest by our cloud infrastructure provider.
Disclosure is required before you pay
Exchange rate, exact fee, and amount received, all visible before you confirm. The CFPB Remittance Transfer Rule requires it.
A held transfer comes with a clock
Compliance reviews happen at every money company. The plan is that Pesito never goes dark: a held transfer shows its real status, what we need from you, and when you'll hear from us next. The law sometimes limits what we can say about why. It never stops us from telling you when.
No teaser rates
The rate model on your first transfer is the rate model on your hundredth. A great first rate that quietly worsens is the corridor's oldest trick, and we want no part of it. Our planned FX reference is a mid-market average at quote time, and if a margin ever existed it would be a separate, disclosed line item, never hidden inside the rate.
A receipt for every transfer
Downloadable proof with reference, date and a full breakdown. Planned for launch.
Human support, in your language
Spanish and English, including security reports, at business@pesito.la. We already measure our first reply time on that inbox, and we plan to publish the median from launch.
One price, published
1% capped at $1USD. No subscription, no setup fee, no inactivity fee, no minimum balance. It's in pricing.txt, machine-readable.
This site does not track you
No ad pixels, no third-party analytics. Just a functional language cookie and an appearance cookie. One exception, named plainly: the waitlist and survey run on Google Forms until launch. That is exactly why we tell you not to put anything sensitive in them.
Where we're going.
One corridor at a time, done properly. Everything below is a plan,
subject to change, availability, and regulatory approval.
01Building now
Launch: U.S. → Mexico
One route, done properly: fast, clearly priced, no surprises.
U.S. to Mexico transfers
1% fee capped at $1USD, with a calculator before you send
Honest transfer status (sent, in review, delivered) with notifications and downloadable receipts
Transaction history, saved recipients, and account recovery that works from day one
English and Spanish throughout
How we'll know it workedA stable, trusted product before we think about the next country.
02Planned
More countries, more tools
Grow carefully, and give your money more than one thing to do.
Canada, and Brazil after regulatory readiness
Pesito Lux: rewards and loyalty
Physical and virtual cards, including a card for your recipient in Mexico, subject to banking partnerships
Multi-currency balance and spending insights
How we'll know it workedMore active users without giving up reliability or compliance.
03Exploring
A platform for the whole region
From a remittance app to a cross-border payments platform.
Colombia, Guatemala, El Salvador, Honduras, Peru and beyond
One wallet across every supported country
Local payment methods and more cash-out points
Business payments and shared family features
How we'll know it workedSustainable expansion with the same experience in every market.
The scenarios we're building for. Pesito is pre-launch, so these are planned features, subject to change and regulatory approval.
The Friday dinner bill
The bill lands, you'll open Pesito, and everyone sends their share before the tacos get cold. No excuses, no IOUs.
Money home to Mexico
The plan: your family in Mexico receives it on their $PesitoID, without a trip to the remittance counter or a pickup code.
Rent, gym, the tanda
Recurring sends to your roommates or your monthly tanda are a planned feature, with reminders included so nobody has to be the one who asks.
Small-business sales on Insta
Share your $PesitoID in your bio. The goal: get paid without a card terminal and without paperwork.
Frequently asked.
How much will Pesito cost?
The plan is 1% of what you send, capped at $1USD per international transfer, and $0 between Pesito users in the same country (US→US or MX→MX). In numbers: $25 costs $0.25, $50 costs $0.50, and from $100 up the fee stays at $1 whether you send $500 or $2,000.In numbers: $375 costs $3.75, $750 costs $7.50, and from $1,500 up the fee stays at $15 whether you send $7,500 or $30,000. We also don't touch the exchange rate: our reference is a mid-market average at quote time, and if a rate margin ever existed it would appear as its own disclosed line, never hidden inside the rate. Fair warning about things outside our control: your recipient's bank or cash-out location may charge its own fees, and foreign taxes may apply. Any pass-through operator fees are shown before you confirm. This is planned pricing, and the final price always appears in the app before you pay.
What do I need to open an account?
Today, just a phone number or a Google sign-in. That's enough to claim your $PesitoID. Later, before you can send money, we may ask you to verify your identity. That's how we keep transfers safe and meet the law, and what we ask for can vary by country, state, amount, and partner requirements. One thing to know: joining the waitlist or answering the survey doesn't verify your identity.
How will my family get the money in Mexico?
The plan is for your family to receive money on their $PesitoID. From there they could deposit it to any Mexican bank account via SPEI (which runs 24/7), and we're exploring cash pickup too. These are planned features, subject to change and regulatory approval.
Which banks will I be able to withdraw to?
The goal is any Mexican bank with a CLABE account: BBVA, Banorte, Santander, HSBC, Citibanamex, Azteca, and the rest. Bank withdrawals are a planned feature, subject to change and regulatory approval.
How long will a transfer take?
We're designing Pesito for fast delivery, but we won't promise you a delivery time we can't guarantee. The honest answer: it depends on the payment method, the receiving bank, and compliance checks. Every transfer also goes through identity verification, limits, and compliance review.
Is it secure?
We're building Pesito with security first. Data is encrypted in transit (TLS) and at rest by our cloud infrastructure provider, and the app is designed to unlock with Face ID or fingerprint. We never sell your personal information. More on security →
Will I need a bank account?
Our goal is that your family in Mexico won't need one. The plan is for them to receive on a $PesitoID, with a bank deposit via SPEI as an option if they want it. On the US side, the planned funding methods are debit card and bank transfer (ACH). These are planned features, subject to change and regulatory approval.
Why 1% with a $1USD cap?
Because moving your money doesn't cost us more when you send more, so the price shouldn't grow either. The 1% protects small transfers: sending $25 costs $0.25, not a flat fee that takes a bite. And the $1 cap protects large ones: on $2,000, a dollar is 0.05%.The 1% protects small transfers: sending $375 costs $3.75, not a flat fee that takes a bite. And the $15 MXN cap protects large ones: on $30,000, fifteen pesos is 0.05%. We can price it this way because we plan to settle transfers on Puente Railway, our own in-house financial infrastructure, instead of renting the usual rails. This is planned launch pricing and may change before launch; the final price always appears in the app before you pay.
What is Puente Railway?
It's the technology we built ourselves to move money between accounts: our own financial infrastructure, not a third party's. We explain it without the jargon on our What is Puente Railway page, and you can read more at puente.sh.
Do I need crypto to use Pesito?
No. To you, your money is dollars and pesos: that's what you send and that's what your family receives. You won't need another app, another account, or another asset. Under the hood we may use regulated digital settlement rails, and we disclose that plainly on our What is Puente Railway page.
How will my money be kept safe?
We'll say this plainly: Aztlan Software, Inc. is a technology company, not a bank, and does not take deposits. When the service launches, your money will be held in custody at licensed financial institutions, and you will be the owner of your balance. Today Pesito is pre-launch, so no customer money moves yet.
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OUR STORY
This started at a fruit stand.
Our founder grew up helping his grandmother sell fruit by the
side of the road. That's where he learned a dollar isn't a
number: it's groceries, medicine, a birthday. Pesito exists so
more of that money gets where it needs to go.
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Pre-launch (planned features, subject to change)
·Exact fee + rate shown in-app before you confirm
·We never sell your personal information