How we plan to keep your money safe.

Pesito is pre-launch and does not hold customer money today. When we launch, customer funds will be held in custody at licensed financial institutions, and before every transfer you'll see the exchange rate, the exact fee, and exactly what your recipient gets, as U.S. federal law requires (CFPB Remittance Transfer Rule). Your data is encrypted in transit (TLS) and at rest by our cloud infrastructure provider. We never sell your personal information.

No. Pesito is a technology company (Aztlan Software, Inc.), not a credit institution. We don't hold a banking license, we're not authorized or supervised by the CNBV (Comisión Nacional Bancaria y de Valores) or any other Mexican financial authority, and we don't accept deposits. That's why it's important to understand where traditional bank protection does and doesn't apply, we spell it out in detail in our Terms of Service.

Pesito is pre-launch and holds no customer funds today. When we launch, customer funds will be held in custody at licensed financial institutions, not on Pesito's balance sheet. IPAB (Mexican deposit insurance) does not apply because Pesito does not take deposits, and FDIC insurance does not apply either. The exact custody arrangements, and what they mean for you, will be spelled out in our Terms of Service before launch.

To keep transfers safe and meet compliance requirements, Pesito may ask you to verify your identity before sending. Required information may vary by country, state, transfer amount, and partner requirements. We only ask for what we need to provide the service, prevent fraud, and meet legal obligations. Your waitlist or survey responses do not complete identity verification. And a design commitment: identity checks are meant to finish before your money moves. Verification steps are never introduced in the middle of a transfer that has already been funded.

Compliance reviews happen at every money company. What differs is whether the company keeps talking to you. The plan for Pesito: a held transfer always shows its real status (sent, in review, delivered), the app tells you what we need from you, and it tells you when you'll hear from us next. The law sometimes limits what we can say about why a transfer is being reviewed; it never prevents us from telling you when you'll get an update. What we won't promise is an automatic release clock: some legal holds don't allow one, and we'd rather say that plainly than make a promise the law can break.

No. "Pesito Listo" and "Ap Pesito" are loan apps from other companies with no relationship to us. Pesito (pesito.la) offers no loans or credit, and will never call you about a debt. If you find an app with a similar name in an app store, check the developer: ours will say Aztlan Software, Inc., and our only website is pesito.la.

One company, three names, each doing one job. Pesito is the app, the product you use. Puente Railway is the settlement infrastructure we build in-house to move the money. Aztlan Software, Inc. is the U.S. legal entity that operates both, and the name you may see on a bank or card statement. If a charge says Aztlan Software, that's us.

A claim today is a reservation, not ownership. Your name is confirmed when you pass identity verification at launch. Impersonating a person or a business, or squatting a trademark, releases the handle. Reservations that never complete verification may expire after launch; we'll state the exact window before transfers go live.

Exact per-transaction, daily, monthly, and annual limits will be set at launch and will depend on identity verification, corridor availability, and partner requirements. You will always see your current limits inside the app. Transfers are subject to identity verification, corridor availability, limits, and compliance review.

Email business@pesito.la, we aim to reply within one business day. While Pesito is pre-launch, that's also the fastest way to ask about the waitlist, your $PesitoID, or anything on this site.